Overview

About Us 

Ubora Sacco is a Savings and Credit Co-operative Society formed on 4 th April 1979 with the objective of providing a mechanism for KEBS employees to save and borrow at affordable cost in order to meet their socio-economic needs.

The Sacco's membership currently stands at 1,075 and it's is open to all KEBS, KENAS and other approved common bonds.   

The SACCO derives its mandate from the Co-operative Societies Act and its By-laws. The affairs of the SACCO are directed by the Management Board (MB) as provided for in the By-laws and overseen by the Supervisory Committee (SC) both reporting to the AGM and the Ministry. The Sacco is currently regulated by Sacco Society Regulatory Authority (SASRA)  

Our Mission

To mobilize funds and offer savings and credit services to economically empower members.



Our Vision

A leader in SACCO solutions for sustainable socio-economic empowerment.



Our Motto

Save, Borrow, Invest, Prosper


Core Values


  • Customer focus

    We value our customers and we are committed to providing services that meet their needs and exceed expectations.

  • Integrity

    We are transparent, impartial, honest ethical, fair and free of discrimination or preferential treatment.

  • Accountability

    We are accountable to our members and stakeholders, exercise prudence in managing resources entrusted to us, and act in a transparent manner.

  • Professionalism

    We take pride and value in our services, deliver as a team, and act in a reliable manner that depicts the co-operative principles and mandate.

  • Innovation

    We promote a transformational culture and attitude in solutions to our customers.


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